The moment your registered business turns 1 year old, the CAC immediately flags your status as INACTIVE — unless you have filed your Annual Returns.
Most business owners have no idea this is happening. Meanwhile, penalties are growing every single day — and your access to contracts, loans, and bank services is quietly being cut off.
Under the Companies and Allied Matters Act (CAMA) 2020, every company registered in Nigeria — whether a Business Name, LLC, or NGO — is legally required to file Annual Returns with the Corporate Affairs Commission (CAC) every single year.
This is not optional. It is not a suggestion. It is the law.
INACTIVE does not mean your business is closed. It means the government does not recognise your company as a functioning legal entity. And the consequences are already happening — whether you can see them or not.
The worst part? Most business owners only discover this when they are about to sign a contract, apply for a loan, or open a bank account — and get rejected. By that point, the penalties have already accumulated into a painful sum.
If your annual returns are unfiled, any person, bank, or government body that searches your company sees this:
This is what every bank, investor, and government agency sees when they search your company name.
An INACTIVE CAC status triggers red flags during KYC verification. Banks can freeze accounts, refuse account upgrades, or deny loan applications tied to your business.
Any tender, government contract, or corporate procurement that requires CAC verification will disqualify you immediately when your status shows INACTIVE.
CBN SME interventions, SMEDAN grants, BOI facilities, and private investor funding all require an ACTIVE and compliant CAC status. INACTIVE = disqualified.
A company that is INACTIVE has reduced legal standing. In the event of a dispute, your right to sue or be protected under Nigerian corporate law is significantly weakened.
If your CAC registration predates this year, your Annual Returns are already overdue. Every month you delay adds to your penalty balance.
You are not alone — the majority of Nigerian business owners have never filed even once. The good news: we can clear ALL years of arrears in one go.
Send us your RC number or company name on WhatsApp right now and we will check your CAC status in under 5 minutes.
All of these require an ACTIVE CAC status with up-to-date returns. We can make your company fully compliant and eligible — within days.
You cannot process any CAC amendment on an INACTIVE company. Annual Returns must be filed first — and we handle everything together in one transaction.
These are the real numbers. The CAC does not forgive, forget, or negotiate. The longer you wait, the more you pay.
Late filing attracts daily penalties under CAMA 2020 that compound until you file. One year of delay can cost you tens of thousands of naira in fines alone.
After prolonged non-compliance, CAC can strike your company completely off the register. Restoring a struck-off company is 10x more expensive and time-consuming.
INACTIVE status shuts you out of loans, grants, contracts, and partnerships until it is resolved. Every day inactive is a day your competitors are winning business you can't bid for.
"Filing your Annual Returns today costs a fraction of the penalty you will pay tomorrow. The cheapest day to fix this was last year. The second cheapest day is right now."
You don't need to visit any office. You don't need to understand CAC processes. You just need to send us a WhatsApp message.
WhatsApp us your company details right now. We will run an immediate status check on the CAC portal and tell you exactly what is outstanding — arrears, penalties, and what needs to be filed.
⏱ Takes 5 minutesOnce you approve our quote and make payment, we prepare all Annual Returns forms, handle the CAC portal submission, and process all outstanding years — every document prepared correctly, first time.
⏱ Filed within 24–72 hoursWe send you your filing confirmation and evidence. Your CAC status is updated to ACTIVE — and you can immediately access contracts, banking, loans, and all the opportunities that were being blocked.
⏱ Status updated within daysStop letting an unfiled annual return block your contracts, your loans, and your growth. Fix it today — it takes less than 5 minutes to get started.
🔒 No obligation · We reply within 1 hour · 500+ companies already helped